Terms of Service

When you buy from a shop on Financierpro, you’re directly supporting an independent business, each with its unique listings, policies, and processing times. By making a purchase from a seller on Financierpro, you agree that you have:

  1. Read the item description and shop policies before making a purchase;
  2. Submitted appropriate payment for item(s) purchased; and
  3. Provided accurate shipping information to the seller.
What Do Tech Companies Do With Your...
What Do Tech Companies Do With Your Data?

When purchasing from sellers using Financierpro Payments, buyers may authorize a payment with any major credit or debit card accepted by Financierpro, with (subject to applicable limitation., By certain bank transfer services, through PayPal (where available), Apple Pay, Google Pay, or through Klarna (where available).

By using a third-party service, you may also be subject to an agreement with the third party. For example, PayPal is a third-party service provided by PayPal Holdings, Inc. and is subject to the PayPal User Agreement. Apple Pay is a third-party service provided by Apple Inc. and is subject to the Apple Pay Terms and Conditions. Google Pay is a third-party service provided by Google Payment Corp. and is subject to the Google Pay Terms of Service for US users, non-US users, and India residents. Payment methods made available by Klarna are third-party services provided by Klarna Inc. to buyers and are subject to Klarna’s Terms and Conditions and Privacy Notice.

When purchasing from sellers who use PayPal only, buyers may pay through PayPal only. Financierpro may share your personal or transactional information with those third-party service providers for purposes related to payments processing. ​​The provider and processing time for your payment will vary based on the country in which you’re located. If there are insufficient funds in your bank account when our provider processes the payment for your purchase, Financierpro reserves the right to contact you directly and to seek payment.

For the safety of our community, and to avoid scams and fraud, all transactions must take place through the Financierpro checkout system, and only transactions that take place through the Financiepro checkout system are eligible for our case system (this excludes orders made via Standalone PayPal). Learn more about our fee avoidance policy here.

It is prohibited to share contact information for the purposes of evading the checkout system on Financierpro. If you need to discuss the details of your order with your seller, please keep your communication on the Financierpro platform (via Messages).

  1. Leaving a Review of an Item
    Reviews are a great way to learn about a seller’s items, help good sellers build a strong reputation, or help warn other buyers about a poor experience.

You can leave a review, including a one to five star rating and a video or photograph of your purchase, for 100 days after your item’s estimated delivery date. If an estimated delivery date is not available, the review window opens after the order’s processing time and shipping time have elapsed. You can edit your review, including the video or photograph, any number of times during that 100 day period. Your review and/or video or photograph and profile information will be publicly displayed on the seller’s listing and review pages.

By leaving a review, video, or photograph, you acknowledge that your content may not violate our rules for Creating and Uploading Content in Section 5, in addition to the following:

Contain graphic, mature, or obscene language or imagery, or any content that is subject to our mature content policy;
Be about things outside the seller’s control, such as a shipping carrier, Financierpro, or a third party;
Include shilling or otherwise falsely inflate a shop’s review score; or
Undermine the integrity of the reviews system.
By uploading a video or photograph to one of Financierpro websites or Financierpro mobile app, you warrant that:

You own the content or you have the rights or permission to use the content; and
You understand that, as stated in Financierpro Terms of Use, Financierpro has license to use any content you provide to Financierpro.
Sellers may also respond to reviews. Sellers’ responses to reviews must also comply with this policy. Sellers may report reviews that violate our Terms of Use.

We reserve the right to remove reviews, videos, or photographs that violate our policies or Terms of Use.

  1. Accepting These Terms
    This document and the other documents that we reference below make up our house rules, or what we officially call our Terms of Use (the “Terms” for short).

The Terms are a legally binding contract between you and Financierpro. If you live in North America or South America, the contract is between you and Financierpro, Inc.; if you live elsewhere, the contract is between you and Financiepro Ireland UC, a subsidiary of Financierpro, Inc. We’ll just refer to Financiepro, Inc. and all of its subsidiaries collectively as “Financierpro.”

Please note that Section 11. Disputes with Financierpro, contains an arbitration clause and class action waiver. By agreeing to the Terms, you agree to resolve all disputes through binding individual arbitration, which means that you waive any right to have those disputes decided by a judge or jury, and that you waive your right to participate in class actions, class arbitrations, or representative actions. *

This contract sets out your rights and responsibilities when you use Financierpro.com, Pattern by Financierpro, our mobile apps, and the other services provided by Financierpro (we’ll refer to all of these collectively as our “Services”), so please read it carefully. By using any of our Services (even just browsing one of our websites), you’re agreeing to the Terms. If you don’t agree with the Terms, you may not use our Services.

  1. Your Privacy
    We know your personal information is important to you, so it’s important to us. Our Privacy Policy details how your information is collected, used and shared when you use our Services. By using our Services, you’re also agreeing that we can process your information in the ways set out in the Privacy Policy, so please read it here.

Both Financierpro and sellers process members’ personal information (for example, buyer name, email address, and shipping address) and are therefore considered separate and independent data controllers of buyers’ personal information under EU law. That means that each party is responsible for the personal information it processes in providing the Services. For example, if a seller accidentally discloses a buyer’s name and email address when fulfilling another buyer’s order, the seller, not Financierpro, will be responsible for that unauthorized disclosure.

If, however, Financierpro and sellers are found to be joint data controllers of buyers’ personal information, and if Financierpro is sued, fined, or otherwise incurs expenses because of something that you did as a joint data controller of buyer personal information, you agree to indemnify Financierpro for the expenses it occurs in connection with your processing of buyer personal information. See Section 9. Indemnification (or What Happens If You Get Us Sued) below for more information about your indemnification obligations to Financierpro.

Warranties and Limitation of Liability (or the Things You Can’t Sue Us For)


Items You Purchase. You understand that Financierpro does not manufacture, store, or inspect any of the items sold through our Services. We provide the venue; the items in our marketplaces are produced, listed, and sold directly by independent sellers, so Financierpro cannot and does not make any warranties about their quality, safety, authenticity, or their legality. Any legal claim related to an item you purchase must be brought directly against the seller of the item. You release Financierpro from any claims related to items sold through our Services, including for defective items, misrepresentations by sellers, or items that caused physical injury (like product liability claims).

Content You Access. You may come across materials that you find offensive or inappropriate while using our Services. We make no representations concerning any content posted by users through the Services. Financierpro is not responsible for the accuracy, copyright compliance, legality, or decency of content posted by users that you accessed through the Services. You release us from all liability relating to that content.

People You Interact With. You can use the Services to interact with other individuals, either online or in person. However, you understand that we do not screen users of our Services other than to meet certain compliance and legal obligations, and you release us from all liability relating to your interactions with other users. Please be careful and exercise caution and good judgment in all interactions with others, especially if you are meeting someone in person. This Help article has some good advice about handling in person meetings.

Third-Party Services. Our Services may contain links to third-party websites or services that we don’t own or control (for example, links to Facebook, Twitter, and Pinterest). You may also need to use a third party’s product or service in order to use some of our Services (like a compatible mobile device to use our mobile apps). When you access these third-party services, you do so at your own risk. The third parties may require you to accept their own terms of use. Financierpro is not a party to those agreements; they are solely between you and the third party.

Changes to Terms

We may update these Terms from time to time. If we believe that the changes are material, we’ll definitely let you know by posting the changes through the Services and/or sending you an email or message about the changes. That way you can decide whether you want to continue using the Services. Changes will be effective upon the posting of the changes unless otherwise specified. You are responsible for reviewing and becoming familiar with any changes. Your use of the Services following the changes constitutes your acceptance of the updated Terms.

Some Finer Legal Points


The Terms, including all of the policies that make up the Terms, supersede any other agreement between you and Financierpro regarding the Services. If any part of the Terms is found to be unenforceable, that part will be limited to the minimum extent necessary so that the Terms will otherwise remain in full force and effect. Our failure to enforce any part of the Terms is not a waiver of our right to later enforce that or any other part of the Terms. We may assign any of our rights and obligations under the Terms.

Contact Information
If you have any questions about the Terms, please email us at adidaswilson@financierpro.com.

*In some countries you may have additional rights and/or the preceding may not apply to you.

Disclaimer

CONTENT FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY


Any downloads, articles, and resources provided in the Website and through the Website are solely provided for educational and informational purposes only. Nothing provided in and through the Website should be construed as legal, medical, financial, tax, or any other professional advice.

You acknowledge and agree that our Company and Website have not made any guarantees about the results of taking any action. Regardless whether a product or service is recommended, we absolutely do not make any guarantees as to results. You understand and agree that what works for one person might not work for the other person. Moreover, results are dependent on many different factors, and we cannot make any guarantees. Whether you will succeed or fail ultimately is dependent on your own efforts, your particular situation, and numerous other circumstances that are beyond our control.

MODIFICATIONS AND INTERRUPTIONS TO THE SITE


We reserve the right to change, modify, or remove the contents of the Site at any time for any reason at our discretion without needing permission from anyone and without notice. Furthermore, we have no obligation to update any information on our Site.

We will not be liable to Your or any third-party if we decide to modify, change or remove part or all of content from Site, change prices, suspend or discontinue the Site. We cannot guarantee that the Site will be available at all times. We may experience downtime, technical or software difficulties, or simply decide to discontinue for whatever reason.

You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use our Site.

GOVERNING LAW
These Terms of Use and your access and use of our Website are governed by and construed in accordance with the laws of the United States and California.

BINDING ARBITRATION
If a dispute arises between You and Our Company and or Website, and if You and Us are unable to resolve the Dispute through informal negotiations, then the Dispute will be finally and exclusively resolved by binding arbitration. Any arbitration will take place in California only. You further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.

INTERNATIONAL USERS
This Website and these Terms of Use are controlled, operated and administered by Our Company and Website located in California, United States of America (“USA”). If you access the Website and services from a location outside of the USA, then you are responsible to comply with all the local laws. You acknowledge and agree that you may not access and use this Website and its contents and services in any way, manner or country prohibited by applicable laws and regulations.

NO JOINT VENTURE OR PARTNERSHIP
No Joint Venture or Partnership/Agency relationship is created between You and Us by your access and use of the Website, and by these Terms of Use. You further agree that these Terms of Use will not be construed against us simply because we drafted them. You waive any and all defenses you may have based on the electronic form of these Terms of Use and the fact that they are not signed by the parties.

ENTIRETY OF THE AGREEMENT
You acknowledge, understand and agree that these Terms of Use, Privacy Policy, and Disclaimer constitute the Entire Agreement between the user and the Company and/or Website.

CONTACT US
We welcome you to contact us if you have any questions, concerns or comments regarding the terms in this agreement. Financierpro, Publishing LLC adidaswilson@financierpro.com

Advertiser Privacy Statement

We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies, as noted above.

Retargeting Ads

To offer you relevant products, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram. Based on your previous visits to the Website, these companies use cookies to serve ads to you on their platforms.

This privacy policy is subject to change without notice and was last updated on August 13, 2022. If you have any questions feel free to contact me directly at adidaswilson@financierpro.com.